Estimate the full upfront cash needed to buy a property in South Africa: SARS transfer duty, attorney fees, bond registration and Deeds Office fees.
On a R2 000 000 purchase, SARS transfer duty is R33 786. No transfer duty is payable on the portion of the price at or below R1 210 000.
Transfer costs are paid in cash, separately from your bond, and are due before or at registration — they cannot normally be added to the loan.
Attorney fees follow recommended guideline tariffs and individual firms may quote differently. Confirm all figures with your bank and your conveyancer before making any offer or financial commitment.
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