Work out your estimated monthly bond instalment. Enter the purchase price, deposit, interest rate and term for an instant South African bond repayment estimate.
The prime lending rate used in this calculator is 10.5%, as at 2026-07-27. Banks typically price home loans at prime, or at a discount or premium to prime depending on your credit profile.
It shows the typical bank monthly admin fee as its own line, separately from your instalment — it is never folded silently into the number you see.
These figures are estimates for general information only, not a quotation or an offer of credit. Your actual bond and instalment will be determined by your bank.
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